Top 3 Mortgage Lenders in Ashland

CB&S Bank stands as Ashland's premier local banking institution with deep community roots spanning over a century. Their mortgage department offers personalized service with local decision-making, making them exceptionally responsive to Ashland area homebuyers. They consistently receive outstanding ratings for their competitive rates, transparent process, and commitment to Clay County residents. As a community bank with physical branches in Ashland, they provide the advantage of face-to-face service combined with comprehensive mortgage products.

Legacy Community Credit Union serves the broader East Alabama region including Clay County and Ashland residents. They maintain excellent ratings for their member-focused approach and competitive mortgage rates. As a credit union, they offer lower fees and more flexible underwriting standards than many traditional banks. Their mortgage specialists are praised for guiding members through the entire homebuying process with exceptional customer service and educational support.

Fairway Independent Mortgage Corporation maintains a highly-rated local office in nearby Oxford that actively serves Ashland and Clay County homebuyers. They consistently rank among the top mortgage lenders nationally with exceptional customer satisfaction scores. Their local loan officers have extensive experience with rural and small-town Alabama properties, offering competitive rates and streamlined digital processes. They're particularly noted for their efficient closing times and wide variety of loan programs tailored to Alabama buyers.