Top 3 Mortgage Lenders in Birmingham

Redstone Credit Union is one of Alabama's most trusted financial institutions with an exceptional mortgage division. While headquartered in Huntsville, they serve members throughout Alabama including Birmingham. They consistently receive top ratings for their competitive rates, personalized service, and extensive mortgage options. Their experienced loan officers provide guidance through the entire process, and their long-standing community presence ensures reliable, local decision-making with the benefits of a credit union's member-focused approach.

First Federal Bank has been serving Alabama communities since 1954 with a strong physical presence in Birmingham. They are particularly praised for their local underwriting and decision-making capabilities, which often results in faster closings. Customers consistently rate them highly for their knowledgeable staff, transparent communication, and competitive mortgage products. Their deep roots in the Birmingham community and commitment to personalized service make them a top choice for homebuyers seeking local expertise with the stability of an established institution.

Guild Mortgage maintains a strong Birmingham presence with a local office staffed by experienced mortgage professionals. As a national lender with deep local roots, they offer the best of both worlds - extensive loan products and competitive pricing combined with personalized, local service. They are particularly noted for their expertise in government-backed loans (FHA/VA) and their innovative portfolio of mortgage solutions. Their high customer satisfaction ratings reflect their commitment to guiding borrowers through the entire mortgage process with clarity and professionalism.