Top 3 Mortgage Lenders in Excel

United Bank is a highly-rated community bank with deep roots in Southwest Alabama, serving Excel and surrounding communities for over a century. Their mortgage department receives exceptional customer reviews for personalized service, competitive rates, and local decision-making. As a community-focused institution, they understand the unique needs of rural Alabama homebuyers and offer specialized USDA loans perfect for the Excel area. Their experienced loan officers provide guidance through every step of the mortgage process with the personal touch only a local bank can offer.

First US Bank has been serving Escambia County and the Excel area for decades with exceptional mortgage services. They consistently receive high marks for their responsive customer service, competitive interest rates, and deep understanding of local real estate markets. Their mortgage team specializes in helping first-time homebuyers navigate the process while also offering construction loans and refinancing options. With multiple branches throughout the region, they provide convenient local service combined with the resources of an established community bank.

Southern Mortgage Solutions is a highly specialized mortgage brokerage serving Excel and surrounding Monroe County areas with exceptional customer satisfaction ratings. They excel at finding the best loan products and rates from multiple lenders, giving Excel homebuyers more options and better terms. Their team has extensive experience with rural property financing and USDA loans that are particularly relevant to the Excel market. Customers consistently praise their transparency, communication throughout the process, and ability to close loans quickly and efficiently.