Top 3 Mortgage Lenders in Five Points

While technically based in Georgia, Credit Union of Georgia has a strong presence in eastern Alabama and serves the Five Points area with exceptional mortgage services. They maintain outstanding 4.8-star ratings across multiple review platforms with particular praise for their competitive rates, personalized service, and streamlined application process. As a credit union, they offer member-focused lending with lower fees and more flexible underwriting than many traditional banks. Their mortgage team has extensive experience with Alabama properties and provides comprehensive guidance through the entire home buying process.

Renasant Bank has a significant regional presence throughout Alabama and maintains a dedicated mortgage office in nearby Opelika that actively serves the Five Points community. With over a century of banking experience, they've built a reputation for reliable mortgage lending with consistently high customer satisfaction ratings. Their local loan officers have deep knowledge of the Chambers County real estate market and provide personalized service with quick response times. Customers frequently praise their transparent communication, competitive rate options, and expertise with both first-time homebuyer programs and investment property financing.

First National Bank of Lafayette is a community bank with deep roots in the Chambers County area, located just minutes from Five Points in neighboring Lanett. They've been serving local homeowners for over a century with a focus on building long-term relationships rather than transactional lending. Their mortgage department receives consistently excellent reviews for their local market expertise, flexible underwriting for rural properties common in the Five Points area, and commitment to finding the right loan product for each borrower's unique situation. They're particularly strong with construction lending and USDA rural development loans that benefit many homebuyers in this region.