Top 3 Mortgage Lenders in Florence

Regions Bank stands out as a top mortgage lender in Florence with their strong local branch presence and comprehensive mortgage services. As one of Alabama's largest financial institutions with deep roots in the state, they offer the advantage of local decision-making combined with the resources of a major regional bank. Customers consistently praise their knowledgeable local loan officers who understand the North Alabama market, competitive rate offerings, and streamlined application process. Their extensive experience with various loan types including government-backed programs makes them particularly valuable for first-time homebuyers in the Florence area.

While based in Huntsville, Redstone Federal Credit Union consistently ranks among the highest-rated mortgage lenders serving the Florence area with their exceptional member service and competitive rates. As one of Alabama's largest credit unions, they offer significant advantages including lower fees and more personalized service than many traditional banks. Their mortgage team receives outstanding reviews for their responsiveness, attention to detail, and ability to close loans efficiently. RFCU's strong digital mortgage platform combined with local underwriting expertise makes them a top choice for Florence homebuyers seeking both convenience and personalized service.

First Metro Mortgage, the lending division of locally-owned First Metro Bank, brings exceptional local expertise to Florence homebuyers with their deep understanding of the Northwest Alabama real estate market. As a community bank with strong ties to the area, they offer the advantage of local underwriting and decision-making, which often results in faster closings and more flexible loan terms. Their mortgage specialists receive consistent praise for their personalized service, thorough communication throughout the process, and creative solutions for unique borrowing situations. Their specialization in construction and lot loans makes them particularly valuable for buyers looking to build in the growing Florence area.