Top 3 Mortgage Lenders in Gulf Shores

Chris Rogers with Movement Mortgage is one of Gulf Shores' highest-rated local mortgage experts with nearly 200 excellent reviews. Specializing in coastal property financing, this office serves both primary residences and investment properties in the Gulf Shores area. Known for exceptional customer service and competitive rates, they offer a streamlined digital mortgage process while maintaining personal, local expertise. Their deep understanding of the unique coastal Alabama market makes them a top choice for beach property financing.

Guild Mortgage's Gulf Shores branch brings over 60 years of mortgage lending experience to the Alabama coast. As a direct lender with local decision-making authority, they offer personalized service and competitive rates for both primary homes and vacation properties. Their local team understands the specific challenges and opportunities of coastal lending, including flood insurance requirements and seasonal rental income considerations. Excellent customer satisfaction ratings and a wide range of loan programs make them a reliable choice.

While headquartered in nearby Pensacola, Pen Air Federal Credit Union has been serving the greater Gulf Coast region including Gulf Shores for over 85 years. As a member-owned financial institution, they offer highly competitive rates and lower fees than many traditional banks. Their mortgage team specializes in coastal property financing and offers personalized service with local underwriting. Excellent for both primary residences and second homes, they provide the stability of a long-established credit union with deep roots in the Gulf Coast community.