Top 3 Mortgage Lenders in Harpersville

Regions Bank is one of Alabama's most established and trusted mortgage lenders with deep roots throughout the state. As a major regional bank with multiple branches serving the Harpersville area, they offer comprehensive mortgage services with the advantage of local underwriting and decision-making. Their mortgage specialists have extensive experience with Alabama's unique housing markets and provide personalized service for first-time homebuyers, move-up buyers, and refinancing customers. With competitive rates and a full suite of loan products, Regions combines the stability of a large financial institution with local market expertise that understands Shelby County's specific needs.

Fairway Independent Mortgage has built an exceptional reputation in central Alabama for providing outstanding customer service and highly competitive mortgage rates. Their Birmingham-area loan officers specifically serve the Harpersville and Shelby County markets, offering personalized attention and streamlined digital mortgage processes. Known for their fast closings and transparent communication, Fairway consistently receives top marks from customers for making the mortgage process smooth and understandable. They excel at both purchase loans and refinancing, with particular strength in government-backed loans and first-time homebuyer programs that benefit Harpersville residents.

Legacy Community Credit Union has become one of central Alabama's most highly-rated mortgage lenders, particularly valued for their member-focused approach and competitive rates. Serving Harpersville residents through their Shelby County presence, they offer the advantage of local decision-making and personalized service that larger national lenders often can't match. Their mortgage team specializes in helping members navigate the entire homebuying process, from pre-approval to closing, with particular expertise in first-time homebuyer programs and affordable lending options. As a credit union, they return profits to members through better rates and lower fees, making them an excellent choice for Harpersville homebuyers seeking both value and exceptional service.