Top 3 Mortgage Lenders in Headland

First National Bank & Trust is a highly-regarded regional bank with deep roots in Southeast Alabama, serving Headland and surrounding communities for nearly 90 years. They maintain exceptional 4.8-star ratings across multiple review platforms with customers consistently praising their personalized service, local decision-making, and competitive mortgage rates. As a community-focused institution, they offer the full spectrum of loan products with the advantage of working directly with local loan officers who understand the Headland area real estate market. Their long-standing presence and commitment to customer satisfaction make them a top choice for Headland residents seeking reliable mortgage services.

AACFCU is one of Southeast Alabama's premier credit unions with multiple branches serving the Headland area. With outstanding 4.7-star ratings and nearly 200 reviews, members consistently highlight their competitive rates, exceptional member service, and streamlined mortgage process. They specialize in VA loans but offer comprehensive mortgage solutions for all borrowers, including first-time homebuyer programs and various refinancing options. Their not-for-profit structure allows them to offer favorable terms and lower fees, while their experienced mortgage team provides personalized guidance throughout the home financing process for Headland homebuyers.

Fairway Independent Mortgage Corporation's Dothan branch serves the Headland market with exceptional 4.9-star ratings and over 200 positive reviews. This nationally recognized mortgage lender combines the resources of a large institution with local expertise, offering highly competitive rates and innovative loan products. Their experienced loan officers are praised for their responsiveness, attention to detail, and ability to close loans efficiently. With strong relationships across the Headland real estate community and advanced technology that streamlines the application process, they provide Headland homebuyers with a superior mortgage experience backed by nearly three decades of industry excellence.