Top 3 Mortgage Lenders in Jefferson

Guild Mortgage's Birmingham office serves the greater Jefferson area with exceptional customer satisfaction ratings. As a top-rated national lender with deep local roots, they specialize in first-time homebuyer programs and offer personalized service through their experienced loan officers. Their strong reputation stems from competitive rates, flexible loan options, and a commitment to guiding clients through the entire mortgage process with transparency and expertise.

First Federal Bank has been serving Alabama communities for over 130 years with a strong mortgage division that consistently receives high marks for customer service and competitive rates. Their local underwriting and decision-making process allows for faster closings, and they offer specialized programs for Alabama homebuyers. With multiple branches throughout the Birmingham metro area serving Jefferson, they provide both in-person and digital mortgage experiences.

America's First FCU is one of Alabama's largest credit unions with a robust mortgage division that serves Jefferson County residents with exceptional member service and competitive rates. Their not-for-profit structure often results in lower fees and better terms for qualified borrowers. They offer personalized mortgage counseling and have built a strong reputation for making the home financing process straightforward and transparent for both first-time and experienced homebuyers in the Jefferson area.