Top 3 Mortgage Lenders in Oxford

As one of the most trusted financial institutions in Calhoun County, Anniston Army Depot Federal Credit Union has been serving Oxford and the surrounding communities for over six decades. While technically based in neighboring Anniston, they actively serve Oxford residents with exceptional mortgage services. They maintain a 4.8-star rating across multiple review platforms with particular praise for their personalized service, competitive rates, and deep understanding of local housing markets. Their mortgage specialists are known for guiding first-time homebuyers through the entire process with patience and expertise.

Fairway Independent Mortgage Corporation maintains a physical branch office right in Oxford, making them one of the most accessible and locally-present mortgage lenders in the area. With over 800 reviews nationwide averaging 4.9 stars, their Oxford branch specifically receives consistent praise for responsive communication and competitive rate offerings. Their loan officers have extensive experience with Alabama's unique mortgage landscape and are particularly skilled at helping borrowers with varying credit profiles. The company's strong community involvement in Oxford and surrounding cities demonstrates their commitment to local service.

Guild Mortgage Company operates a dedicated branch in nearby Anniston that actively serves Oxford homebuyers. With six decades of nationwide experience and particularly strong presence in Alabama, they've built a reputation for reliability and competitive pricing. Their 4.7-star rating reflects consistent customer satisfaction with the loan process from application to closing. Guild is especially noted for their expertise with government-backed loans (FHA/VA/USDA), making them an excellent choice for military families and first-time buyers in the Oxford area. Their local loan officers have deep knowledge of Calhoun County's real estate market dynamics.