Top 3 Mortgage Lenders in Ozark

Army Aviation Center Federal Credit Union is the premier local mortgage lender in Ozark, deeply embedded in the community with over 70 years of service. As a not-for-profit credit union, they offer highly competitive rates and personalized service to members throughout the Wiregrass region. Their expertise in VA loans is particularly strong given their military community focus near Fort Rucker. Members consistently praise their local decision-making process, transparent communication, and exceptional customer service throughout the mortgage journey.

PeoplesSouth Bank has been serving the Ozark community for over two decades with a strong focus on residential mortgage lending. As a community bank headquartered in nearby Coffee County, they understand the local real estate market intimately. Their mortgage team provides personalized service with local underwriting and decision-making, ensuring a smooth and efficient process. Customers consistently highlight their competitive rates, flexible loan options, and the bank's commitment to building long-term relationships with homebuyers throughout Dale County.

First National Bank & Trust brings over a century of banking experience to the Ozark market from their nearby Dothan headquarters. As one of the largest and most established financial institutions in the Wiregrass region, they offer comprehensive mortgage solutions with the stability of a long-standing community bank. Their mortgage specialists are praised for their expertise in navigating complex loan scenarios and providing competitive financing options. The bank's deep roots in southeast Alabama ensure they understand the local market dynamics and can provide tailored mortgage solutions for Ozark homebuyers.