Top 3 Mortgage Lenders in Phil Campbell

First Metro Bank has been serving Northwest Alabama communities for over two decades with deep roots in the local housing market. As a community-focused institution, they offer personalized mortgage services with local underwriting and decision-making. Their team, including experienced loan officers like Jason Miller, specializes in rural housing loans and USDA programs that are particularly beneficial for Phil Campbell area residents. With competitive rates and a commitment to the local community, they maintain exceptional customer satisfaction ratings and have helped numerous families throughout Franklin County achieve homeownership.

CB&S Bank has been a trusted financial institution in Northwest Alabama for over a century, with strong presence throughout the region including service to Phil Campbell residents. Their mortgage division offers comprehensive lending solutions with local processing and underwriting expertise. Specializing in rural and small-town mortgages, they understand the unique needs of Franklin County homebuyers. With multiple branch locations throughout the area and dedicated mortgage professionals, they provide exceptional service with competitive rates and flexible loan terms tailored to individual financial situations.

Redstone Federal Credit Union, while headquartered in Huntsville, maintains a strong presence in Northwest Alabama with multiple branches serving Phil Campbell area residents. As one of Alabama's largest credit unions, they offer competitive mortgage rates and member-focused service. Their experienced mortgage team provides personalized guidance through the entire homebuying process, with special expertise in VA loans and first-time homebuyer programs. With a reputation for excellent customer service and community involvement, they've built trust among Franklin County residents seeking reliable mortgage financing options with lower fees and competitive terms.