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Troy, AL

Top 3 Mortgage Lenders in Troy

Compare verified mortgage lenders serving Troy, Alabama. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
297+
Reviews
9
Loan Types

Available Loan Programs in Troy

Conventional
FHA
VA
USDA
Construction
Refinance
Jumbo
Construction-to-Permanent
Land Loans

Featured Mortgage Lenders

1

Troy Bank & Trust Mortgage Department

Troy Bank & Trust

★★★★☆
4.8/5

As Troy's premier local community bank, Troy Bank & Trust offers exceptional personalized mortgage services with deep roots in the Pike County community. With over a century of operation, they provide competitive rates and local underwriting decisions, ensuring quick turnaround times. Their mortgage specialists live and work in the community, offering tailored solutions for first-time homebuyers, construction loans, and refinancing with exceptional customer service ratings.

Experience:25 years
Reviews:85 customer reviews
301 South Brundidge Street, Troy, AL 36081

Loan Types:

ConventionalFHAVAUSDAConstructionRefinance
2

Renasant Bank Mortgage Division

Renasant Bank

★★★★☆
4.6/5

Renasant Bank maintains a strong presence in Troy with experienced mortgage professionals who understand the local real estate market. As a regional bank with deep Alabama roots, they offer comprehensive mortgage solutions with competitive rates and flexible terms. Their local loan officers provide personalized service throughout the entire process, from application to closing, with particular expertise in rural development loans and construction financing popular in the Troy area.

Experience:20 years
Reviews:120 customer reviews
1113 US Highway 231, Troy, AL 36081

Loan Types:

ConventionalFHAVAJumboConstruction-to-PermanentRefinance
3

First National Bank of Dozier Mortgage Team

First National Bank of Dozier

★★★★☆
4.7/5

First National Bank of Dozier brings over a century of banking experience to Troy with a focus on community-oriented mortgage lending. Their Troy branch offers specialized agricultural and rural property financing expertise that's particularly valuable in the surrounding Pike County area. They're known for their responsive service, local decision-making authority, and commitment to helping customers navigate the mortgage process with competitive rates and flexible loan programs tailored to Southern Alabama's unique market needs.

Experience:15 years
Reviews:92 customer reviews
116 East Walnut Street, Troy, AL 36081

Loan Types:

ConventionalFHAVAUSDALand LoansRefinance

Why Choose a Mortgage Lender in Troy?

Local Market Knowledge

Lenders who understand Troy's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Alabama.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Troy and get competitive rates on your home loan.