The Best Mortgage Lenders in Arlington, AZ
Compare verified mortgage lenders serving Arlington, Arizona. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.
Available Loan Programs in Arlington
Featured Mortgage Lenders
Guild Mortgage Company
Guild Mortgage Company - Phoenix
Guild Mortgage has established itself as one of Arizona's top-rated mortgage lenders with numerous local branches serving the Greater Phoenix area, including Arlington. They consistently receive exceptional customer reviews for their personalized service, competitive rates, and expertise with various loan programs. Their experienced loan officers specialize in both purchase and refinance transactions, with particular strength in government-backed loans including VA and FHA programs that are popular in the region.
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CrossCountry Mortgage
CrossCountry Mortgage, LLC
CrossCountry Mortgage has built an outstanding reputation in the Phoenix metropolitan area with multiple offices serving Maricopa County communities including Arlington. They are particularly noted for their responsive customer service, competitive pricing, and comprehensive loan options. The company receives consistently high marks for their efficient processing and closing times, with many customers praising their ability to handle complex financing scenarios while maintaining clear communication throughout the mortgage process.
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Desert Financial Credit Union
Desert Financial Credit Union
As Arizona's largest credit union, Desert Financial has deep roots in the community and serves members throughout Maricopa County, including Arlington residents. They offer competitive mortgage rates for members, exceptional customer service ratings, and a wide range of loan products. Their mortgage specialists are praised for providing personalized guidance and local market expertise. The credit union's longstanding presence in Arizona ensures stability and reliable service, with many customers noting their smooth application process and helpful staff.
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Frequently Asked Questions
Common questions about mortgage lending in Arlington, AZ
What are the current mortgage rates like for homes in Arlington, AZ?
Mortgage rates in Arlington, AZ, are typically competitive with national averages, but can be influenced by local market factors like Maricopa County's growth. As of recent trends, rates for a 30-year fixed mortgage in this area often range slightly below the national average due to the rural nature of the community. It's best to check with local lenders who understand Arlington's specific market dynamics for the most accurate, up-to-date rates.
Are there any first-time homebuyer programs specifically available in Arlington, AZ?
Yes, first-time homebuyers in Arlington can access Arizona state-wide programs like the Home Plus Mortgage Credit Certificate, which offers a federal tax credit. Additionally, the Arizona Department of Housing provides down payment assistance programs that are applicable in Arlington. These programs can make homeownership more affordable for eligible buyers in this community.
How does Arlington's rural location affect the mortgage process compared to larger Arizona cities?
Arlington's rural setting means lenders may require additional property inspections for well and septic systems, which are common in this area. You might also find that appraisals can take slightly longer due to fewer comparable sales in the immediate vicinity. Some lenders may have specific requirements for rural properties, so it's important to work with someone experienced in Maricopa County's rural communities.
What types of properties are most common for mortgage lending in Arlington, and does this affect loan options?
Arlington primarily features single-family homes on larger lots, often with agricultural or rural characteristics. This means you'll commonly encounter conventional loans, USDA loans (which are particularly relevant given Arlington's rural designation), and FHA loans. Properties with acreage or agricultural use may require specialized lending approaches, so discuss your specific property type with local lenders.
Are there any local property tax considerations I should know about when getting a mortgage in Arlington?
Arlington homeowners benefit from Maricopa County's property tax system, which typically features lower rates than urban areas like Phoenix. However, you should be aware that properties with agricultural classification may have different tax implications. Your lender can help estimate property taxes based on Arlington's specific tax rates and include them in your mortgage payment calculations.
Why Choose a Mortgage Lender in Arlington?
Local Market Knowledge
Lenders who understand Arlington's housing market can offer better guidance and competitive rates.
Multiple Loan Options
Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.
Proven Track Record
Work with lenders who have years of experience and hundreds of satisfied customers in Arizona.
Ready to Find Your Perfect Mortgage Lender?
Connect with top-rated mortgage professionals in Arlington and get competitive rates on your home loan.