Top 3 Mortgage Lenders in Prescott Valley

Prescott Mortgage is a highly respected local lender with deep roots in the Prescott Valley community. With over two decades of experience, they've built an exceptional reputation for personalized service and competitive rates. Their team specializes in all major loan types including VA loans popular with the local military community. They're known for their hands-on approach, local underwriting, and deep understanding of Northern Arizona's unique real estate market. Customers consistently praise their responsiveness, transparency, and ability to close loans efficiently.

OneAZ Credit Union has a strong physical presence in Prescott Valley with a local branch and dedicated mortgage team. As a member-owned financial institution, they offer competitive rates and personalized service to the community. Their mortgage specialists live and work in the area, providing local expertise and understanding of Prescott Valley's housing market. They excel at first-time homebuyer programs and offer special benefits to members, including rate discounts and streamlined processes. Their long-standing community commitment and comprehensive loan options make them a top choice.

Fairway Independent Mortgage's Prescott branch serves Prescott Valley with exceptional mortgage services and national lending power combined with local expertise. They consistently receive top ratings for their customer service, competitive rates, and efficient closing processes. The local team has extensive experience with Northern Arizona properties and market conditions. They're particularly strong in VA and conventional lending, offering a wide range of products with the backing of a large national lender while maintaining personalized, local service that customers appreciate.