Top 3 Mortgage Lenders in Rio Verde

Fairway Independent Mortgage is a nationally recognized lender with a strong Scottsdale presence that serves the entire Rio Verde area. Michael Gerrity's team maintains exceptional 4.9-star ratings across multiple platforms with nearly 300 reviews, specializing in both purchase and refinance transactions. They are particularly noted for their responsive communication, competitive rates, and expertise with the unique property types found in the Rio Verde/Fountain Hills region. The company has been operating since 1996 and has funded over $1 billion in loans, with specific experience serving the luxury and custom home markets common in the Rio Verde area.

Academy Mortgage's Scottsdale office, led by Rob Piekarz, serves the Rio Verde community with exceptional expertise in Arizona's unique mortgage landscape. With nearly 200 reviews maintaining a 4.8-star rating, this team is particularly skilled in construction loans and financing for the custom homes prevalent in the Rio Verde area. Academy Mortgage has been in business since 1988 and operates as a direct lender, allowing for faster processing and more competitive rates. Their local knowledge of the Fountain Hills/Rio Verde market dynamics makes them a top choice for both primary residences and vacation properties in the region.

As Arizona's largest credit union, Desert Financial has been serving the state since 1939 and maintains a strong presence throughout Maricopa County, including Rio Verde. With over 400 reviews and a 4.7-star rating, their mortgage division offers competitive rates and personalized service to members. They are particularly strong in conventional and VA loans, with special programs for Arizona homeowners. Despite being based in Phoenix, they actively serve the Rio Verde area and have extensive experience with the unique property characteristics of the region. Their longstanding community presence and member-focused approach make them a trusted option for Rio Verde residents.