Top 3 Mortgage Lenders in Beaver

Arvest Bank is one of the most established and highly-rated regional lenders serving Northwest Arkansas, including Carroll County where Beaver is located. With over 60 years of community banking experience, they offer personalized mortgage services with local decision-making. Their strong reputation comes from competitive rates, extensive loan options including USDA rural development loans perfect for the Beaver area, and dedicated local loan officers who understand the unique needs of rural Arkansas communities. They maintain multiple branches throughout the region with the Eureka Springs location being the closest full-service branch to Beaver.

Bank OZK (formerly Bank of the Ozarks) has deep roots in Northern Arkansas and is particularly known for their expertise in rural and construction lending, making them an excellent choice for Beaver residents. They offer specialized construction-to-permanent loans that are ideal for building homes in rural areas like Beaver. With their Harrison branch located approximately 30 miles from Beaver, they provide convenient local service combined with the resources of a regional banking leader. Their mortgage team has extensive experience with USDA rural development loans and understands the unique aspects of financing properties in Carroll County.

First Security Bank has been serving Arkansas communities for over 75 years and maintains a strong presence throughout Northern Arkansas. They are particularly well-regarded for their community-focused approach to mortgage lending and competitive rate offerings. Their experienced loan officers specialize in rural property financing and understand the specific requirements for homes in areas like Beaver. The bank offers a comprehensive range of mortgage products with local underwriting and decision-making, ensuring timely closings and personalized service. Their Mountain Home location serves as a regional hub for Carroll County and surrounding areas.