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Biggers, AR

The Best Mortgage Lenders in Biggers, AR

Compare verified mortgage lenders serving Biggers, Arkansas. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
290+
Reviews
9
Loan Types

Available Loan Programs in Biggers

Conventional
FHA
VA
USDA
Jumbo
Refinance
Construction
Agricultural
Land Loans

Featured Mortgage Lenders

1

Riddle & Associates Mortgage

Riddle & Associates Mortgage

★★★★☆
4.8/5

Riddle & Associates is one of Northeast Arkansas's most highly-rated mortgage lenders, serving the Biggers area with exceptional customer service and competitive rates. With over two decades of experience, they specialize in rural and small-town lending throughout Craighead and surrounding counties. Their team has deep local market knowledge and strong relationships with regional underwriters, making them particularly effective for USDA and rural development loans common in the Biggers area. They consistently receive praise for their personalized service, transparent communication, and ability to close loans efficiently.

Experience:25 years
Reviews:125 customer reviews
1809 Grant Avenue, Jonesboro, AR 72401

Loan Types:

ConventionalFHAVAUSDAJumboRefinance
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2

First Community Bank Mortgage Department

First Community Bank

★★★★☆
4.7/5

First Community Bank has been serving Northeast Arkansas communities including Biggers for nearly three decades. As a community bank with deep regional roots, they offer the advantage of local decision-making and personalized mortgage services. Their mortgage team understands the unique property values and lending needs of rural Northeast Arkansas. Customers consistently rate them highly for their competitive rates, local underwriting expertise, and commitment to making the mortgage process smooth and understandable. They're particularly strong for construction loans and first-time homebuyer programs.

Experience:28 years
Reviews:89 customer reviews
400 West Kingshighway, Paragould, AR 72450

Loan Types:

ConventionalFHAVAUSDAConstructionRefinance
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3

Southern Bank of Commerce Mortgage

Southern Bank of Commerce

★★★★☆
4.6/5

Southern Bank of Commerce has built an excellent reputation for serving rural Arkansas communities like Biggers with specialized mortgage products tailored to agricultural and rural properties. Their mortgage department understands the unique aspects of rural property valuation and financing in Northeast Arkansas. They receive consistently high marks for their knowledgeable loan officers, competitive rural lending rates, and ability to navigate complex property situations common in the region. Their strong relationships with local appraisers and title companies in the Biggers service area help ensure smooth closings and reliable service.

Experience:22 years
Reviews:76 customer reviews
2400 East Highland Drive, Jonesboro, AR 72401

Loan Types:

ConventionalFHAVAUSDAAgriculturalLand Loans
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Frequently Asked Questions

Common questions about mortgage lending in Biggers, AR

What are the current average mortgage rates for homebuyers in Biggers, AR?

Mortgage rates in Biggers typically align with national averages but can vary based on local lender competition. Currently, 30-year fixed rates in the area range from 6.5% to 7.2%, while FHA and VA loans may offer slightly lower rates. It's best to compare offers from local lenders like First National Bank of Lawrence County and regional credit unions for the most competitive rates.

Are there any first-time homebuyer programs specifically available in Biggers?

Yes, the Arkansas Development Finance Authority (ADFA) offers several first-time homebuyer programs accessible to Biggers residents, including down payment assistance and competitive fixed-rate mortgages. Additionally, local lenders may offer special programs for teachers, healthcare workers, or other essential service employees in the Biggers area. These programs can help with down payments and closing costs.

How does Biggers' rural location affect mortgage lending options?

Biggers' rural designation makes USDA loans an excellent option for eligible buyers, offering 100% financing with no down payment required. Many properties in and around Biggers qualify for USDA rural development loans, which can be particularly advantageous given the area's agricultural character. Local lenders are well-versed in these rural-specific mortgage products.

What should I know about property taxes and insurance when getting a mortgage in Biggers?

Property taxes in Biggers and Lawrence County are relatively low compared to urban areas, typically ranging from 0.5% to 0.7% of assessed value. Homeowners insurance costs are also moderate but may include specific coverage for storm damage common in Northeast Arkansas. Your lender will help you escrow these amounts as part of your monthly mortgage payment.

Are there any local mortgage considerations for purchasing older homes in Biggers?

Yes, many homes in Biggers are older properties, so lenders may require additional inspections and potentially repairs before approving loans. FHA 203(k) renovation loans can be particularly useful for updating these historic properties while keeping them affordable. Local appraisers familiar with Biggers' housing stock can provide accurate valuations for these character homes.

Nearby Cities

Explore mortgage lenders in cities near Biggers, AR

Why Choose a Mortgage Lender in Biggers?

Local Market Knowledge

Lenders who understand Biggers's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Arkansas.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Biggers and get competitive rates on your home loan.