Top 3 Mortgage Lenders in Ethel

Southern Bancorp is a community development bank with deep roots in rural Arkansas and specifically serves the Ethel area. They specialize in USDA rural development loans which are particularly relevant for Ethel residents. With over three decades of experience, they offer personalized service and understand the unique needs of small community borrowers. Their local loan officers have extensive knowledge of the local real estate market and offer competitive rates for first-time homebuyers and existing homeowners alike.

Centennial Bank has a strong presence throughout Arkansas and maintains a local branch in nearby Brinkley that actively serves the Ethel community. They are particularly known for their construction-to-permanent loan programs, which are valuable in rural areas where new construction is common. Their mortgage team provides personalized service with local underwriting decisions, and they have excellent ratings for their responsive customer service and competitive rate offerings for both purchase and refinance transactions.

While based in Newport, Bank of England Mortgage has extensive experience serving rural communities throughout Arkansas including Ethel. They are particularly strong in USDA and rural housing loans, making them an excellent choice for Ethel area borrowers. Their local loan officers have deep knowledge of the regional market and offer a wide range of loan products with competitive rates. They are known for their efficient processing and commitment to helping borrowers in smaller communities achieve homeownership.