The Best Mortgage Lenders in Hattieville, AR
Compare verified mortgage lenders serving Hattieville, Arkansas. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.
Available Loan Programs in Hattieville
Featured Mortgage Lenders
Arvest Bank Mortgage
Arvest Bank
Arvest Bank is one of Arkansas's most established and trusted mortgage lenders with deep roots throughout the state. While based in Conway (just 30 minutes from Hattieville), they have extensive experience serving rural communities throughout Faulkner County and central Arkansas. Their mortgage team specializes in USDA loans which are particularly beneficial for Hattieville residents in this rural area. With exceptional customer service ratings and competitive rates, they offer personalized guidance through the entire mortgage process and maintain strong local relationships.
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Simmons Bank Mortgage
Simmons Bank
Simmons Bank has been serving Arkansas communities for over a century and maintains a strong presence in central Arkansas. Their Conway location provides convenient access for Hattieville residents seeking mortgage services. They are particularly noted for their competitive first-time homebuyer programs and excellent customer service. As a regional bank with deep Arkansas roots, they understand the local real estate market and offer specialized guidance for rural properties common in the Hattieville area. Their mortgage team receives consistently high marks for responsiveness and expertise.
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Bank of America Mortgage
Bank of America, N.A.
Bank of America provides comprehensive mortgage services to Hattieville residents through their Conway banking center and robust digital platform. They offer competitive rates and a wide range of loan products, including special programs for low-to-moderate income borrowers that can benefit Hattieville homebuyers. Their digital mortgage experience is highly rated for efficiency and convenience, while local mortgage specialists provide personalized service. With extensive resources and nationwide presence combined with local service access, they are a strong option for Hattieville home financing needs.
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Frequently Asked Questions
Common questions about mortgage lending in Hattieville, AR
What are the current average mortgage rates for homebuyers in Hattieville, AR?
Mortgage rates in Hattieville typically align with national averages but can vary based on local lender competition. Currently, 30-year fixed rates hover around 6.5-7% in the area, though Conway County residents may find slightly better rates through local credit unions like First Service Bank. It's wise to compare offers from both local and national lenders for the best terms.
Are there any first-time homebuyer programs specifically available in Hattieville?
Yes, Hattieville residents can access the Arkansas Development Finance Authority's (ADFA) Down Payment Assistance program, which offers up to $10,000 in assistance for qualified first-time buyers. Additionally, some Conway County lenders offer local grants or special loan products for teachers, healthcare workers, or other essential service employees working in the area.
How does Hattieville's rural location affect mortgage lending options?
Hattieville's rural designation makes many buyers eligible for USDA loans, which offer 100% financing with no down payment required. This is particularly beneficial given the area's moderate home prices, typically ranging from $100,000-$200,000. Local lenders are well-versed in rural property appraisals and USDA requirements specific to Conway County.
What should I know about property taxes and insurance when getting a mortgage in Hattieville?
Conway County property taxes are relatively low compared to national averages, typically around 0.6% of assessed value. However, homeowners should budget for higher insurance costs due to Hattieville's location in a moderate tornado risk zone. Most lenders will require comprehensive hazard insurance, which can add $100-$200 monthly to your mortgage payment.
Are there any local mortgage considerations for buying manufactured homes in Hattieville?
Yes, manufactured homes are common in Hattieville, but financing them requires special attention. Local lenders like Chambers Bank have experience with manufactured home loans, though interest rates may be 0.5-1% higher than for site-built homes. The home must be permanently affixed to a foundation and meet HUD standards to qualify for most conventional financing options.
Nearby Cities
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Why Choose a Mortgage Lender in Hattieville?
Local Market Knowledge
Lenders who understand Hattieville's housing market can offer better guidance and competitive rates.
Multiple Loan Options
Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.
Proven Track Record
Work with lenders who have years of experience and hundreds of satisfied customers in Arkansas.
Ready to Find Your Perfect Mortgage Lender?
Connect with top-rated mortgage professionals in Hattieville and get competitive rates on your home loan.