Top 3 Mortgage Lenders in Horatio

Arvest Bank is one of the most established and highly-rated regional lenders serving Southwest Arkansas, with a physical branch located just 15 miles from Horatio in De Queen. They maintain exceptional 4.8-star ratings across multiple review platforms for their personalized mortgage services and competitive rates. As a community-focused bank with deep roots in Arkansas, they offer comprehensive mortgage solutions including USDA loans which are particularly valuable for rural areas like Horatio. Their local loan officers have extensive knowledge of the specific market conditions in Sevier County and surrounding areas.

Academy Mortgage maintains exceptional 4.9-star ratings for their outstanding customer service and efficient loan processing. While based in Texarkana (approximately 60 miles from Horatio), they actively serve clients throughout Southwest Arkansas and have specific expertise with rural property financing. Their team includes specialists in USDA rural development loans, which are ideal for Horatio area homebuyers. They're particularly praised for their responsive communication and ability to guide first-time homebuyers through the entire mortgage process with clarity and professionalism.

Arklahoma Credit Union serves members across Western Arkansas including the Horatio area, with particularly strong ratings for their competitive mortgage rates and member-focused approach. As a not-for-profit financial cooperative, they often offer lower fees and more flexible underwriting than traditional banks. They have extensive experience with rural property financing and offer specialized guidance for USDA loans that benefit Horatio residents. Their mortgage team receives consistent praise for personalized service and helping members secure optimal financing terms, with many reviewers noting they saved significant money compared to other lenders.