Top 3 Mortgage Lenders in Lincoln

Arvest Bank is one of the most established and highly-rated mortgage lenders serving Northwest Arkansas, including Lincoln. With over 60 years in banking and strong community presence, they offer personalized mortgage services with local decision-making. Their mortgage team receives exceptional reviews for customer service, competitive rates, and guiding borrowers through the entire process. As a community-focused bank with multiple branches throughout the region, they understand the unique needs of rural Arkansas homebuyers and offer specialized USDA loans perfect for Lincoln area properties.

First Security Bank has been serving Arkansas communities for over 90 years with a strong mortgage division that consistently earns high customer satisfaction ratings. They have extensive experience serving rural Northwest Arkansas markets including Lincoln, with particular expertise in USDA rural development loans that are ideal for the area. Their local loan officers provide personalized service with quick response times and competitive rates. Customers praise their smooth closing processes and knowledgeable staff who make complex mortgage situations manageable.

Bank of America provides comprehensive mortgage services to Lincoln residents through their Northwest Arkansas presence, offering the convenience of digital mortgage applications combined with local support. They receive strong ratings for their competitive interest rates, special first-time homebuyer programs, and efficient online application process. While a national lender, they maintain local mortgage specialists familiar with the Lincoln market and offer specialized programs for rural properties. Their extensive mortgage product portfolio and digital tools make them a popular choice for tech-savvy borrowers in the region.