Top 3 Mortgage Lenders in Oakland

Arvest Bank is one of the most established and highly-rated mortgage lenders serving northern Arkansas, including the Oakland area. With over 60 years of banking experience and deep community roots, they offer personalized mortgage services with local decision-making. Their mortgage specialists provide comprehensive guidance through the entire home loan process, from application to closing. Arvest consistently receives excellent customer reviews for their competitive rates, transparent communication, and exceptional customer service. They have multiple branch locations throughout the region and are known for their commitment to local communities.

Bank OZK (formerly Bank of the Ozarks) has been serving Arkansas communities for over a century and maintains a strong presence in northern Arkansas. They are particularly renowned for their construction lending expertise and offer a wide range of mortgage products tailored to both urban and rural properties. With local loan officers who understand the specific needs of the Oakland area, Bank OZK provides personalized service and competitive rates. Their mortgage team has extensive experience with USDA rural development loans, which are particularly relevant for the Oakland community. Customers consistently praise their efficient processing and knowledgeable staff.

Arkansas Federal Credit Union serves members throughout Arkansas, including the Oakland area, and consistently ranks among the highest-rated mortgage lenders in the state. While headquartered in Little Rock, they serve members statewide with competitive rates and exceptional member service. Their mortgage team specializes in first-time homebuyer programs and offers comprehensive guidance through the entire home financing process. Arkansas Federal is particularly noted for their competitive interest rates, low closing costs, and personalized service approach. They have received numerous awards for customer satisfaction and are known for their community-focused lending practices that benefit rural Arkansas communities like Oakland.