Top 3 Mortgage Lenders in Patterson

Arvest Bank is one of the largest and most trusted regional banks serving Northeast Arkansas, including Patterson and surrounding areas. With over 60 years of community banking experience, they offer comprehensive mortgage solutions with local decision-making and personalized service. Their mortgage team specializes in rural and suburban home financing with expertise in USDA loans that are particularly relevant for Patterson residents. They maintain consistently high customer satisfaction ratings for their responsive service and competitive rates.

First Community Bank has built a strong reputation throughout Northeast Arkansas with deep roots in rural community lending. They serve Patterson and the surrounding region with specialized knowledge of local property markets and financing needs. The bank excels in construction loans and USDA rural development programs, making them an excellent choice for Patterson area homebuyers. Their mortgage officers provide personalized guidance through the entire process, and they're known for their competitive rates and flexible underwriting for qualified borrowers.

Arkansas Federal Credit Union serves members throughout the state, including Patterson and Northeast Arkansas regions. As a member-owned cooperative, they consistently offer highly competitive mortgage rates and lower fees than many traditional lenders. They specialize in first-time homebuyer programs and have extensive experience with rural property financing. Their digital mortgage application process is complemented by local service through their branch network and mobile mortgage officers who serve the Patterson area. They receive excellent marks for customer service and rate competitiveness.