The Best Mortgage Lenders in Roland, AR
Compare verified mortgage lenders serving Roland, Arkansas. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.
Available Loan Programs in Roland
Featured Mortgage Lenders
Chris Kordsmeier
Fairway Independent Mortgage Corporation
Chris Kordsmeier with Fairway Independent Mortgage is one of Central Arkansas' most highly-rated mortgage professionals with nearly two decades of experience. Serving the Roland area extensively, he maintains exceptional 4.9-star ratings across multiple platforms with clients consistently praising his communication, expertise with first-time homebuyers, and ability to secure competitive rates. Fairway Independent Mortgage, founded in 1996, is a nationally recognized lender with strong local presence, known for streamlined processes and comprehensive loan options including specialized programs for military families and rural homebuyers.
Loan Types:
Jason Hinkle
Arvest Bank Mortgage
Arvest Bank has been serving Arkansas communities since 1961 and maintains a strong presence throughout Central Arkansas including Roland. Jason Hinkle and his team consistently receive outstanding reviews for their local market knowledge, personalized service, and competitive mortgage products. As a community-focused bank with deep Arkansas roots, Arvest offers the stability of an established financial institution with the personal touch of local decision-making. Their mortgage specialists are praised for making complex processes understandable and providing exceptional guidance through every step of home financing.
Loan Types:
Scott McElroy
Regions Mortgage
Regions Bank has served Arkansas homeowners for decades and maintains multiple branches throughout Central Arkansas with mortgage specialists specifically dedicated to the Roland area. Scott McElroy and his team bring over 20 years of combined experience helping clients navigate home financing with competitive rates and flexible terms. Regions is particularly noted for their first-time homebuyer programs and digital mortgage experience that simplifies the application process. Clients consistently highlight the team's responsiveness, attention to detail, and ability to close loans efficiently while providing clear communication throughout.
Loan Types:
Frequently Asked Questions
Common questions about mortgage lending in Roland, AR
What are the current mortgage rates like in Roland, AR compared to the national average?
Mortgage rates in Roland typically align closely with national averages, but local lenders may offer competitive rates due to the smaller market. As of recent trends, rates in Pulaski County have been slightly below national averages for conventional 30-year fixed loans. It's best to check with local credit unions and community banks for the most competitive offers.
Are there any first-time homebuyer programs specific to Roland that can help with down payments?
Yes, the Arkansas Development Finance Authority (ADFA) offers its Down Payment Assistance (DPA) program statewide, which Roland residents can access. This program provides up to 5% of the loan amount in down payment assistance with a low fixed-rate mortgage. Additionally, some local lenders may offer special programs for first-time buyers in the Roland area.
How does Roland's rural location affect mortgage lending options and requirements?
Roland's location in a rural area of Pulaski County makes some USDA loans available, particularly for properties that meet rural housing criteria. However, being part of the Little Rock metropolitan area means most properties still qualify for conventional financing. Lenders may require additional documentation for properties with well and septic systems, which are common in Roland.
What special considerations should I know about when getting a mortgage for older homes in Roland?
Many homes in Roland have historical character and may be older, so lenders often require more thorough inspections and may have stricter appraisal requirements. You'll want to ensure the electrical, plumbing, and foundation systems meet current standards. Some local lenders are experienced with financing older properties and can guide you through any additional requirements.
How long does the mortgage approval process typically take with local Roland lenders?
The mortgage process with local Roland lenders typically takes 30-45 days, similar to national timelines. However, working with community banks and credit unions familiar with the area can sometimes streamline the process. The timeline can vary based on property type, loan program, and how quickly documentation is provided.
Why Choose a Mortgage Lender in Roland?
Local Market Knowledge
Lenders who understand Roland's housing market can offer better guidance and competitive rates.
Multiple Loan Options
Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.
Proven Track Record
Work with lenders who have years of experience and hundreds of satisfied customers in Arkansas.
Ready to Find Your Perfect Mortgage Lender?
Connect with top-rated mortgage professionals in Roland and get competitive rates on your home loan.