Top 3 Mortgage Lenders in Scranton

Arvest Bank is one of Arkansas's most established and highly-rated mortgage lenders with deep roots throughout the state. While headquartered in Bentonville, they maintain multiple branches throughout northwest Arkansas and actively serve Scranton and surrounding Johnson County areas. They're particularly noted for their competitive USDA rural development loans which are ideal for Scranton homebuyers, along with their personalized service from local loan officers who understand the unique needs of rural Arkansas communities.

Bank OZK (formerly Bank of the Ozarks) has been serving Arkansas communities for over a century and maintains a strong presence throughout northwest Arkansas. Their Fort Smith location serves as a regional hub for Johnson County and Scranton area borrowers. They're particularly respected for their construction and lot loan expertise, making them an excellent choice for custom home building in rural areas. Customers consistently praise their competitive rates and the local decision-making authority of their mortgage team.

As Arkansas's largest credit union, Arkansas Federal serves members statewide including Scranton and Johnson County residents. They consistently earn top ratings for mortgage lending due to their exceptional member service, below-market rates for qualified borrowers, and flexible underwriting standards. Their USDA loan program is particularly strong for rural communities like Scranton, and they offer special first-time homebuyer programs with down payment assistance. Members appreciate the personalized service and local underwriting expertise.