Top 3 Mortgage Lenders in Texarkana

Eagle Bank and Trust is a locally-owned community bank that has served the Texarkana area for over two decades, earning exceptional ratings for personalized service and local decision-making. As a hometown lender, they understand the specific needs of ArkLaTex residents and offer competitive rates with the flexibility of local underwriting. Their mortgage team provides comprehensive guidance through the entire home financing process, from pre-approval to closing, with particular expertise in first-time homebuyer programs and construction loans. The bank maintains strong community ties and consistently receives praise for their responsive communication and commitment to customer satisfaction.

Regions Bank maintains a strong physical presence in Texarkana with multiple branches and a dedicated mortgage team serving the local community. As a regional banking leader with deep roots in Arkansas, they offer competitive mortgage products including specialized programs for military families and first-time homebuyers. Their local loan officers provide personalized service with the backing of a substantial financial institution, allowing for streamlined processing and competitive rate options. Customers consistently praise their professional guidance through complex mortgage scenarios and their ability to close loans efficiently while maintaining clear communication throughout the process.

Guild Mortgage operates a dedicated Texarkana office that serves both the Arkansas and Texas sides of the metropolitan area, earning outstanding ratings for their specialized mortgage expertise and customer-focused approach. While headquartered elsewhere, their local team has deep community knowledge and extensive experience with the unique aspects of the border city real estate market. They excel in government-backed loans, particularly VA and FHA programs, and are recognized for their educational approach that helps borrowers understand all available options. Their streamlined digital process combined with local, in-person service creates an optimal balance for modern homebuying needs in the Texarkana region.