Top 3 Mortgage Lenders in Applegate

Guild Mortgage's Auburn branch is one of the highest-rated mortgage lenders serving the Applegate area, with exceptional customer satisfaction ratings and deep local market expertise. As a direct lender with in-house underwriting, they offer competitive rates and personalized service for Placer County homebuyers. Their team specializes in both purchase and refinance loans with fast closing times, and they have particular expertise with rural properties common in the Applegate region. With over 60 years in business nationally and strong community presence, they consistently receive praise for their responsive communication and ability to handle complex loan scenarios.

Sierra Pacific Mortgage has built an outstanding reputation serving the Auburn and Applegate areas with their comprehensive mortgage solutions and local underwriting expertise. As a direct lender with portfolio lending capabilities, they offer flexible qualifying criteria that benefits self-employed borrowers and those with unique financial situations. Their Auburn team has extensive experience with the specific property types found in the Sierra foothills region, including rural properties and homes with acreage. Customers consistently praise their transparent process, competitive rates, and the personalized attention they provide throughout the entire loan process.

As California's largest credit union, Golden 1 has a strong presence in Placer County and serves Applegate residents with highly competitive mortgage rates and exceptional member service. Their local Auburn branch offers the advantage of credit union membership benefits combined with sophisticated mortgage lending capabilities. They are particularly known for their low closing costs, flexible qualifying standards, and outstanding customer service for both first-time homebuyers and experienced property owners. With decades of experience serving Northern California communities, they provide the stability and local decision-making that Applegate area borrowers appreciate, along with some of the most competitive rates in the region.