Top 3 Mortgage Lenders in Arnold

Sierra Pacific Mortgage is one of the most established and highly-rated mortgage lenders serving the Arnold area through their Sonora branch. With over 35 years in business and an exceptional 4.9 rating, they specialize in serving the Sierra Nevada mountain communities. Michael Alvernaz brings 25 years of local mortgage expertise, particularly strong with mountain property financing, vacation homes, and primary residences in the Arnold region. Their deep understanding of local property values and mountain community lending requirements makes them a top choice for Arnold homebuyers.

Gold Country Lending has built an outstanding reputation serving the entire Mother Lode region including Arnold for nearly 20 years. With a 4.8 rating and extensive experience with rural and mountain property financing, they excel at navigating the unique challenges of Arnold real estate. Chris Costa and his team are particularly skilled with USDA loans, which are highly relevant for the Arnold area, and they're known for their personalized service and competitive rates. Their local expertise and commitment to customer satisfaction make them a preferred lender for Calaveras County homebuyers.

While based in Sacramento, Schools Financial Credit Union has been serving Northern California communities including Arnold for over 90 years and maintains a strong 4.7 rating. As a member-owned credit union, they offer highly competitive mortgage rates and exceptional customer service. Their mortgage team has extensive experience with properties throughout the Sierra foothills and mountain regions. They provide the advantage of credit union benefits combined with professional mortgage expertise, making them an excellent choice for Arnold residents seeking reliable financing with potentially lower fees and rates than traditional banks.