Top 3 Mortgage Lenders in Arroyo Grande

As the largest credit union serving California's Central Coast, Coast Hills Credit Union has built an exceptional reputation for mortgage lending in Arroyo Grande and surrounding communities. With deep local roots since 1956, they offer personalized service and competitive rates to members. Their mortgage team provides comprehensive guidance through the entire home buying process, with special expertise in first-time homebuyer programs and VA loans. The credit union's not-for-profit structure often results in lower fees and better terms for borrowers, while their local decision-making process ensures quick turnaround times.

The Mortgage Office is a highly respected local mortgage brokerage firm that has served Arroyo Grande and the Five Cities area since 1996. With nearly three decades of experience, they've built a stellar reputation for exceptional customer service and expert guidance through complex mortgage scenarios. Their team of experienced loan officers provides personalized attention and access to numerous lending partners, ensuring borrowers get the best possible terms. They specialize in navigating unique financial situations and offer extensive expertise in construction loans and government-backed programs.

Guild Mortgage is a nationally recognized lender with a strong local presence serving Arroyo Grande from their nearby San Luis Obispo branch. With over 60 years in business, they bring substantial expertise and stability to the mortgage process. Guild consistently receives high marks for their exceptional customer service and comprehensive loan programs, particularly their strength in government-backed loans and first-time homebuyer assistance programs. Their local loan officers have deep knowledge of the Central Coast housing market and provide personalized service with the backing of a major national lender's resources and competitive rates.