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Atwater, CA

Top 3 Mortgage Lenders in Atwater

Compare verified mortgage lenders serving Atwater, California. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
360+
Reviews
10
Loan Types

Available Loan Programs in Atwater

Conventional
FHA
VA
USDA
Jumbo
Refinance
First-time Homebuyer
Construction
Home Equity
Investment Property

Featured Mortgage Lenders

1

Guild Mortgage - Merced Branch

Guild Mortgage Company

★★★★☆
4.8/5

Guild Mortgage's Merced branch serves the Atwater area with exceptional local expertise and has built a strong reputation for personalized service and competitive rates. As a top-rated mortgage lender in the Central Valley, they specialize in helping first-time homebuyers and offer a wide range of loan programs. Their local loan officers have deep knowledge of Merced County's housing market and provide hands-on guidance throughout the entire mortgage process, earning consistently high customer satisfaction ratings.

Experience:15+ years
Reviews:125 customer reviews
3368 G Street, Merced, CA 95340

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceFirst-time Homebuyer
2

Merced School Employees Credit Union

Merced School Employees Credit Union

★★★★☆
4.7/5

As a longstanding local financial institution, MSECU has served Merced County residents for decades, including Atwater homebuyers. They offer competitive mortgage rates and personalized service with a community-focused approach. Their mortgage specialists provide one-on-one guidance and are known for their educational approach to helping members understand their financing options. The credit union's not-for-profit structure often results in lower fees and better terms for borrowers.

Experience:70+ years
Reviews:85 customer reviews
3555 G Street, Merced, CA 95340

Loan Types:

ConventionalFHAVAFirst-time HomebuyerConstructionRefinanceHome Equity
3

CrossCountry Mortgage - Modesto

CrossCountry Mortgage, LLC

★★★★☆
4.9/5

CrossCountry Mortgage's Modesto office consistently serves Atwater homebuyers with exceptional service and competitive mortgage solutions. They have built a strong reputation throughout the Central Valley for their extensive loan programs and dedicated customer support. Their local loan officers are known for their responsiveness and expertise in navigating complex mortgage scenarios, making them a top choice for both purchase and refinance transactions in the region.

Experience:12+ years
Reviews:150 customer reviews
1125 12th Street, Modesto, CA 95354

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceInvestment Property

Why Choose a Mortgage Lender in Atwater?

Local Market Knowledge

Lenders who understand Atwater's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in California.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Atwater and get competitive rates on your home loan.