Top 3 Mortgage Lenders in Belmont

Bay Equity Home Loans is a highly-rated regional mortgage lender with a strong Belmont presence. Patrick Kelleher's Belmont office consistently receives exceptional reviews for personalized service, competitive rates, and expertise in Bay Area real estate. As a full-service retail mortgage lender, they specialize in complex jumbo loans common in the expensive Belmont market, while also offering comprehensive first-time homebuyer programs. Their 16+ years in business and hundreds of 5-star reviews demonstrate reliable service and deep local market knowledge.

CrossCountry Mortgage's Belmont office, led by Mike Glessing, provides exceptional mortgage services with a focus on the unique needs of Peninsula homebuyers. With nearly two decades of experience, they offer a wide range of loan products including specialized jumbo loans for high-cost areas. Their high rating reflects consistent customer satisfaction, with particular praise for their responsive communication and ability to handle complex transactions. The company's national presence combined with local expertise makes them a top choice for Belmont residents.

While based in nearby San Mateo, Peninsula Credit Union has been serving Belmont and the entire Peninsula community for over 85 years. As a member-owned financial institution, they offer competitive mortgage rates and personalized service that often surpasses larger banks. Their deep local roots and understanding of the Bay Area housing market make them an excellent choice for Belmont homebuyers. Members consistently praise their low fees, transparent process, and commitment to community lending, with many noting they received better terms than with national lenders.