Top 3 Mortgage Lenders in Big Bear City

Big Bear Mortgage is a highly specialized local mortgage brokerage that exclusively serves the Big Bear Valley community. With two decades of experience in mountain community lending, they have deep expertise in the unique property types and challenges of high-altitude real estate. Their 4.9-star rating reflects exceptional customer service and their ability to navigate complex mountain property transactions, including cabins, vacation homes, and primary residences in the San Bernardino Mountains. They're particularly noted for their personalized approach and extensive knowledge of local market conditions.

Scott Vann operates the local Big Bear City branch of Fairway Independent Mortgage, bringing national lending power with local mountain community expertise. With over 15 years serving the Big Bear area, he has established himself as a trusted mortgage professional for both primary residences and vacation properties. The 4.8-star rating reflects consistent customer satisfaction, particularly for complex mountain property financing and second home purchases. His deep understanding of local zoning, septic systems, and well water requirements common in mountain communities makes him a preferred choice for Big Bear transactions.

While originally founded in Utah, Mountain America Credit Union has maintained a strong physical presence in Big Bear City for over two decades, serving as a reliable mortgage lender for the local community. Their 4.7-star rating reflects excellent member service and competitive rates, particularly for conventional loans and first-time homebuyer programs. As a credit union, they offer member-focused pricing and personalized service, with loan officers who understand the unique aspects of mountain property financing. Their long-standing community involvement and physical branch location make them a trusted option for Big Bear residents.