Top 3 Mortgage Lenders in Burlingame

Bay Federal Credit Union stands out as one of the highest-rated mortgage lenders serving the Bay Area, including Burlingame. With over 75 years of financial service experience and exceptional 4.8-star ratings across multiple review platforms, they offer personalized mortgage solutions with competitive rates. Their mortgage specialists provide comprehensive guidance through the entire home buying process, specializing in both purchase and refinance loans. As a member-owned financial cooperative, they prioritize customer satisfaction over profits, resulting in outstanding service experiences and transparent lending practices that have earned them numerous local awards and recognition.

First Republic Bank maintains a strong physical presence in Burlingame with their local branch and has built an exceptional reputation for premium mortgage services throughout the Bay Area. With nearly four decades of experience and consistently high customer satisfaction ratings, they specialize in jumbo loans and complex financing scenarios common in the high-cost Burlingame market. Their relationship-based approach includes dedicated mortgage bankers who provide white-glove service throughout the lending process. The bank is particularly noted for their competitive jumbo loan rates, personalized service, and extensive experience with Bay Area real estate markets.

Guild Mortgage operates a dedicated Burlingame branch with local loan officers who have deep knowledge of the Peninsula housing market. With 60 years of nationwide lending experience and strong local presence, they offer one of the most comprehensive mortgage product portfolios in the industry. Their 4.6-star rating reflects exceptional customer service and expertise in government-backed loans including FHA and VA, making them particularly valuable for first-time homebuyers and military families. The company is renowned for their "on-time closing guarantee" and personalized approach to mortgage lending, with loan officers who maintain long-term relationships with clients throughout their homeownership journey.