Top 3 Mortgage Lenders in Capay

As California's leading credit union, Golden 1 has served the Sacramento Valley region for over 90 years with exceptional mortgage services. They consistently receive top ratings for their competitive rates, personalized service, and deep understanding of rural communities like Capay. Their USDA loan expertise is particularly valuable for agricultural areas, and they offer special programs for first-time homebuyers with low down payment options. Members praise their local Woodland branch for providing attentive, community-focused service.

Travis Credit Union has built an outstanding reputation serving Yolo County and surrounding rural communities with comprehensive mortgage solutions. Their expertise in rural property financing makes them an excellent choice for Capay residents, particularly for agricultural properties and larger parcels. They offer competitive construction and lot loans, which are valuable in areas with limited housing inventory. Customers consistently praise their knowledgeable loan officers who understand the unique needs of rural homebuyers.

Guild Mortgage has established itself as a premier mortgage lender in Northern California with a strong presence in Yolo County. Their Woodland office specifically serves the Capay area with specialized knowledge of rural property financing. They excel in USDA loans and offer unique renovation loan programs that benefit older properties common in rural communities. With over 60 years in business, they provide stable, reliable service and are particularly praised for their efficient processing and clear communication throughout the loan process.