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Home/California/Capistrano Beach
Capistrano Beach, CA

Top 3 Mortgage Lenders in Capistrano Beach

Compare verified mortgage lenders serving Capistrano Beach, California. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
786+
Reviews
9
Loan Types

Available Loan Programs in Capistrano Beach

Conventional
FHA
VA
Jumbo
Refinance
First-time Homebuyer
USDA
Investment Properties
Construction

Featured Mortgage Lenders

1

Mission Fed Mortgage

Mission Federal Credit Union

★★★★☆
4.8/5

Mission Fed is one of Southern California's most respected credit unions with a strong presence in Orange County. They consistently receive exceptional ratings for their personalized service, competitive rates, and deep community involvement. Their mortgage team specializes in the unique Southern California real estate market, offering specialized jumbo loans perfect for Capistrano Beach's premium properties. Members praise their transparent process, local underwriting, and exceptional customer service throughout the loan journey.

Experience:15 years
Reviews:382 customer reviews
26731 Crown Valley Parkway, Mission Viejo, CA 92691

Loan Types:

ConventionalFHAVAJumboRefinanceFirst-time Homebuyer
2

Guild Mortgage - San Clemente

Guild Mortgage Company

★★★★☆
4.9/5

Guild Mortgage's San Clemente branch serves the entire Capistrano Beach area with exceptional expertise in coastal property financing. As a top-rated national lender with deep local roots, they offer the perfect blend of large-lender resources and community-focused service. Their team excels at handling complex coastal transactions, providing competitive jumbo loan options, and offering flexible underwriting that understands Southern California's unique market dynamics.

Experience:12 years
Reviews:215 customer reviews
638 Camino de los Mares, San Clemente, CA 92673

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceInvestment Properties
3

CrossCountry Mortgage - Laguna Hills

CrossCountry Mortgage, LLC

★★★★☆
4.7/5

CrossCountry Mortgage's Laguna Hills office has built an outstanding reputation serving Orange County's coastal communities, including Capistrano Beach. They're particularly noted for their competitive jumbo loan rates and expertise in high-value coastal properties. The local team provides personalized service with direct access to decision-makers, ensuring smooth transactions in competitive Southern California markets. Their extensive product portfolio and strong lender relationships make them a top choice for discerning buyers.

Experience:11 years
Reviews:189 customer reviews
23046 Avenida de la Carlota, Laguna Hills, CA 92653

Loan Types:

ConventionalFHAVAJumboConstructionRefinanceFirst-time Homebuyer

Why Choose a Mortgage Lender in Capistrano Beach?

Local Market Knowledge

Lenders who understand Capistrano Beach's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in California.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Capistrano Beach and get competitive rates on your home loan.