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Home/California/Carlsbad
Carlsbad, CA

Top 3 Mortgage Lenders in Carlsbad

Compare verified mortgage lenders serving Carlsbad, California. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
950+
Reviews
10
Loan Types

Available Loan Programs in Carlsbad

Conventional
FHA
VA
Jumbo
Refinance
First-time Homebuyer
Construction
Investment Properties
USDA
Renovation

Featured Mortgage Lenders

1

Mission Fed Credit Union

Mission Federal Credit Union

★★★★☆
4.8/5

Mission Fed Credit Union stands out as one of San Diego County's most trusted mortgage lenders with deep roots in Carlsbad. As a member-owned financial cooperative, they offer highly competitive rates and personalized service. Their mortgage advisors provide comprehensive guidance through the entire home buying process, with special expertise in Southern California's unique real estate market. With multiple branch locations throughout Carlsbad and North County, they combine local knowledge with extensive lending experience.

Experience:60 years
Reviews:450 customer reviews
2271 Palomar Airport Rd, Carlsbad, CA 92011

Loan Types:

ConventionalFHAVAJumboRefinanceFirst-time Homebuyer
2

First Capital Mortgage

First Capital Mortgage

★★★★☆
4.9/5

First Capital Mortgage has built an exceptional reputation in Carlsbad and throughout North County San Diego as a premier mortgage brokerage. They excel at crafting customized loan solutions for diverse financial situations, with particular strength in jumbo loans and investment properties. Their team of experienced loan officers provides white-glove service with rapid response times and deep market knowledge. The company maintains strong relationships with multiple lenders to secure optimal terms for clients.

Experience:25 years
Reviews:200 customer reviews
701 Palomar Airport Rd #300, Carlsbad, CA 92011

Loan Types:

ConventionalFHAVAJumboConstructionInvestment Properties
3

Guild Mortgage

Guild Mortgage Company

★★★★☆
4.7/5

Guild Mortgage, headquartered in San Diego, brings exceptional local expertise to Carlsbad homebuyers with their dedicated Carlsbad branch. As a publicly traded company with deep California roots, they offer comprehensive mortgage solutions with particular strength in government-backed loans and first-time homebuyer programs. Their experienced loan officers provide personalized service throughout the entire lending process, backed by the stability of a major mortgage lender with national reach and local commitment.

Experience:60+ years
Reviews:300 customer reviews
1905 Calle Barcelona #201, Carlsbad, CA 92009

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceRenovation

Why Choose a Mortgage Lender in Carlsbad?

Local Market Knowledge

Lenders who understand Carlsbad's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in California.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Carlsbad and get competitive rates on your home loan.