Top 3 Mortgage Lenders in Castroville

Guild Mortgage's Salinas branch serves the entire Monterey County region including Castroville, with highly experienced loan officers specializing in both purchase and refinance transactions. They are particularly noted for their expertise with government-backed loans (FHA/VA) and their personalized approach to first-time homebuyers. With over 60 years in business nationally and strong local presence, they offer competitive rates and excellent customer service, earning numerous industry awards and high customer satisfaction ratings.

As a community bank deeply rooted in Monterey County, Monterey County Bank offers personalized mortgage services with local decision-making authority. They are particularly strong in construction lending and portfolio loans that don't conform to standard guidelines, providing flexibility that larger institutions cannot match. Their mortgage team has extensive experience serving the Castroville agricultural community and understands the unique financial needs of local residents and businesses.

CrossCountry Mortgage's Monterey Bay office serves Castroville and the greater Monterey County area with a comprehensive range of mortgage products and highly competitive rates. They are particularly praised for their responsive communication throughout the loan process and expertise in complex financing scenarios. The local team has strong relationships with real estate professionals throughout the region and consistently receives outstanding reviews for their attention to detail and ability to close loans on time.