Top 3 Mortgage Lenders in Cedar Ridge

Golden Valley Bank is a highly-rated community bank serving Nevada County and surrounding areas including Cedar Ridge. With exceptional 4.8-star ratings across multiple platforms, they're known for personalized service and local decision-making. Their mortgage team has deep roots in the Sierra Foothills region and offers competitive rates with the flexibility of a community bank. They specialize in both purchase and refinance loans with particular expertise in rural properties common in the Cedar Ridge area.

Sierra Pacific Mortgage has been serving Northern California communities since 1993 with a strong local presence in Grass Valley, just minutes from Cedar Ridge. They maintain excellent 4.7-star ratings for their responsive service and competitive loan products. As a direct lender with in-house underwriting, they can offer faster closings and personalized attention. Their team has extensive experience with the unique property types and financing needs of the Sierra Foothills region.

Guild Mortgage's Auburn branch serves the Cedar Ridge area with comprehensive mortgage solutions and strong 4.6-star customer ratings. As a nationwide lender with deep local roots, they offer the stability of a large institution combined with personalized service. They're particularly noted for their first-time homebuyer programs and government loan expertise. With over six decades in business, they have the experience and resources to handle complex financing situations common in rural California communities.