Top 3 Mortgage Lenders in Cedarville

Sierra Pacific Mortgage has been serving Northern California communities including Modoc County for over three decades, with their Alturas branch being the closest physical location to Cedarville. They specialize in rural and agricultural property financing with deep understanding of the local real estate market. Their high rating reflects exceptional customer service and expertise in USDA loans which are particularly relevant for the Cedarville area.

As the primary financial institution serving Modoc County, Modoc Federal Credit Union has deep roots in the Cedarville community. They offer personalized mortgage services with local decision-making and competitive rates. Their longevity and community-focused approach make them a trusted choice for Cedarville residents, with particular strength in first-time homebuyer programs and construction loans for rural properties.

Guild Mortgage has a strong presence in Northeastern California with their Susanville office serving the greater region including Cedarville. They are particularly noted for their extensive experience with USDA rural development loans and VA loans, making them an excellent choice for the Cedarville market. Their national backing combined with local expertise provides competitive rates and reliable service for this remote community.