Top 3 Mortgage Lenders in Chico

Golden Valley Bank is a locally owned and operated community bank that has earned exceptional ratings for its personalized mortgage services in Chico. As a Chico-based institution, they have deep roots in the community and offer competitive rates with local decision-making. Their mortgage team provides comprehensive guidance through the entire home loan process, from pre-approval to closing. Customers consistently praise their responsiveness, transparency, and commitment to finding the right mortgage solution for each borrower's unique situation.

Guild Mortgage has maintained a strong presence in Chico with their local branch offering comprehensive mortgage solutions. As a national lender with deep local expertise, they combine the resources of a large institution with personalized service. Their Chico team specializes in guiding borrowers through various loan programs, with particular strength in first-time homebuyer assistance and government-backed loans. The company's long-standing reputation and high customer satisfaction ratings make them a trusted choice for Chico area homebuyers.

Summit Funding serves the Chico market from their nearby Redding location, providing extensive mortgage lending expertise to Northern California homebuyers. With nearly three decades of experience, they offer a wide range of loan products and are particularly noted for their competitive rates and efficient processing. Their loan officers have strong knowledge of the Chico real estate market and provide personalized service throughout the lending process. The company maintains excellent ratings for customer service and loan officer responsiveness.