Top 3 Mortgage Lenders in Chilcoot

As the premier community bank serving Plumas County and the surrounding region, Plumas Bank has deep roots in the Chilcoot area with over 40 years of trusted service. They offer personalized mortgage solutions with local decision-making and understand the unique rural property needs of the Sierra Nevada region. Their mortgage team provides competitive rates and specializes in both primary residences and vacation properties common in the area.

Serving the broader Northern California and Nevada region, Greater Nevada Credit Union has extensive experience with rural properties and mountain communities like Chilcoot. They offer competitive mortgage rates to members and non-members alike, with specialized knowledge of the unique lending considerations for Sierra Nevada properties. Their local loan officers provide personalized service and understand the specific challenges of rural California financing.

With a strong Northern California presence and offices throughout the region, Guild Mortgage has extensive experience serving rural communities like Chilcoot. They offer a comprehensive range of mortgage products with particularly strong USDA and FHA loan expertise, which are valuable for rural homebuyers. Their local loan officers understand the unique property considerations in mountain communities and provide personalized service throughout the lending process.