Top 3 Mortgage Lenders in Citrus Heights

Safe Credit Union stands out as one of the highest-rated mortgage lenders in Citrus Heights with deep community roots and exceptional member service. As a local credit union with multiple branches throughout the Sacramento region, they offer personalized mortgage solutions with competitive rates and lower fees than many national banks. Their mortgage team specializes in first-time homebuyer programs and provides extensive educational resources. With nearly 90 years serving the community and consistently high customer satisfaction ratings, they're known for their transparent process and local underwriting that understands the Citrus Heights housing market.

Guild Mortgage's Roseville branch serves the Citrus Heights area with exceptional expertise and consistently earns top ratings for customer service. As a nationwide lender with strong local presence, they combine the resources of a large institution with personalized local service. Their loan officers are particularly skilled with VA loans and first-time homebuyer programs, offering extensive guidance through the entire process. With over 60 years in business and numerous industry awards, Guild provides reliable, competitive mortgage solutions with local decision-making and dedicated support throughout the Sacramento region.

CrossCountry Mortgage's Folsom office serves the Citrus Heights market with outstanding customer satisfaction and comprehensive loan programs. They excel in providing personalized mortgage solutions with competitive rates and flexible underwriting. Their local team has extensive experience with the Sacramento County housing market and offers a wide range of specialty programs including construction loans and unique financing options. With nearly 20 years of industry experience and a reputation for exceptional communication throughout the loan process, they consistently rank among the top mortgage lenders in the greater Sacramento area based on customer reviews and service quality.