Top 3 Mortgage Lenders in Clayton

Bay Area Capital Funding is a highly-rated mortgage brokerage serving the entire Bay Area, including Clayton. With nearly 15 years of experience, they specialize in complex Bay Area real estate transactions and offer personalized service with competitive rates. Their team of experienced loan officers has deep knowledge of the local market and provides comprehensive guidance through the entire mortgage process, from pre-approval to closing. They're particularly praised for their responsiveness and ability to handle challenging loan scenarios.

As one of California's largest credit unions, SchoolsFirst has been serving educational community members and their families for nearly 90 years. They offer highly competitive mortgage rates with low fees and exceptional member service. While originally serving educators, membership has expanded to include many Clayton residents through family relationships. Their mortgage specialists provide personalized guidance and they're known for their straightforward, transparent lending process with excellent customer satisfaction ratings.

Guild Mortgage has been a trusted national lender with strong local presence in Contra Costa County for decades. Their Concord branch actively serves Clayton homebuyers with a wide range of loan products and exceptional service. With 60+ years in business, they offer stability and expertise, particularly valued for their hands-on approach and local market knowledge. They're recognized for their efficient processing and commitment to finding the right mortgage solution for each client's unique situation.