Top 3 Mortgage Lenders in Coloma

As California's largest credit union, Golden 1 has served the Coloma area for decades with exceptional mortgage services. They consistently receive top ratings for their competitive rates, personalized service, and deep understanding of Northern California's unique housing markets. Their local branch network throughout El Dorado County and the Sacramento region provides convenient in-person service, while their digital mortgage platform offers streamlined online applications. Golden 1 is particularly praised for their first-time homebuyer programs and member-focused approach.

Sierra Pacific Mortgage has been a trusted regional lender serving Coloma and the entire Sierra Nevada foothills region since 1987. With their Cameron Park office located just 15 miles from Coloma, they offer deep local market expertise and personalized service. They excel in handling unique property types common in the Coloma area, including rural properties and homes in historic districts. Customers consistently praise their responsive communication, competitive rates, and ability to navigate complex loan scenarios with professionalism and local knowledge.

Guild Mortgage's Placerville branch has been serving Coloma residents for over two decades with exceptional mortgage services. As a nationwide lender with strong local presence, they combine the resources of a large institution with personalized, community-focused service. Their team has extensive experience with El Dorado County's diverse housing market, from Coloma's historic properties to rural foothill homes. Guild receives high marks for their flexible loan options, dedicated local loan officers, and efficient closing processes, making them a top choice for Coloma homebuyers.