Top 3 Mortgage Lenders in Costa Mesa

CrossCountry Mortgage's Costa Mesa branch stands out as one of the highest-rated mortgage lenders in Orange County, with exceptional customer satisfaction ratings across multiple review platforms. They offer personalized service with a wide range of loan products and are particularly noted for their expertise in jumbo loans and first-time homebuyer programs. Their local team has deep knowledge of the Costa Mesa and Orange County housing markets, providing competitive rates and streamlined processing.

Guild Mortgage has been serving California homebuyers for over six decades and maintains a strong presence in Costa Mesa with excellent customer reviews. They are particularly recognized for their extensive government loan programs and renovation financing options. The Costa Mesa branch receives consistent praise for their responsive service, local market expertise, and ability to handle complex loan scenarios. Their long-standing reputation and A+ rating with the Better Business Bureau make them a trusted choice.

While headquartered in Tustin (adjacent to Costa Mesa), New American Funding serves the entire Orange County area with exceptional ratings and comprehensive mortgage services. They are particularly noted for their diverse loan programs and strong focus on community lending initiatives. The company receives consistently high marks for their competitive rates, efficient processing, and extensive down payment assistance programs. Their local presence and deep understanding of the Southern California market make them a top choice for Costa Mesa homebuyers.