Top 3 Mortgage Lenders in Cottonwood

Travis Brown at Guild Mortgage's Redding office is one of the highest-rated mortgage professionals serving the Cottonwood area. With hundreds of successful loans throughout Shasta County, he specializes in first-time homebuyer programs, VA loans for military families, and conventional financing. Guild Mortgage has been in business for over 60 years and maintains an exceptional reputation for personalized service and competitive rates. Their local expertise in Northern California's housing market makes them a top choice for Cottonwood residents seeking reliable mortgage solutions.

Michael Bock with CrossCountry Mortgage's Redding office serves the entire Cottonwood area with exceptional mortgage services. With over a decade of experience, he's known for his expertise in construction loans and renovation financing, which is valuable in Cottonwood's growing market. CrossCountry Mortgage has been operating nationally since 2003 and maintains strong local presence through dedicated loan officers who understand Northern California's unique real estate landscape. Their wide range of loan products and competitive pricing make them a preferred lender for many Cottonwood homebuyers.

Scott Reynolds at Sierra Pacific Mortgage's Redding branch brings nearly two decades of mortgage experience to Cottonwood homebuyers. Sierra Pacific has been serving California communities since 1987 and has deep roots in Northern California's mortgage industry. They offer particularly strong conventional and jumbo loan programs, along with specialized reverse mortgage options for seniors. Their local processing and underwriting teams ensure smooth transactions, and their extensive experience with rural properties makes them well-suited for Cottonwood's market dynamics and property types.