Top 3 Mortgage Lenders in Davenport

Bay Federal Credit Union is one of the most highly-rated mortgage lenders serving the Central Coast region, including Davenport. As a local credit union with deep community roots, they offer personalized service and competitive rates. Their mortgage team specializes in helping borrowers navigate the unique coastal property market of Santa Cruz County. Members consistently praise their responsive service, transparent process, and expertise with local real estate conditions. They offer a comprehensive range of loan products with particularly strong first-time homebuyer programs and excellent customer service ratings.

Santa Cruz County Bank is a locally-owned community bank that has built an outstanding reputation for mortgage lending throughout Santa Cruz County, including Davenport. Their experienced lending team understands the unique aspects of coastal California real estate and provides personalized service with local decision-making. They excel at construction loans and jumbo mortgages, which are particularly relevant for the Davenport area's property values. Customers consistently rate them highly for their professionalism, local expertise, and ability to close loans efficiently in the competitive coastal market.

Santa Cruz Home Finance is a highly-rated local mortgage brokerage that specializes in serving the Santa Cruz County area, including Davenport. They have earned exceptional customer reviews for their expertise in navigating complex coastal property transactions and providing outstanding customer service. As mortgage brokers, they have access to multiple lenders and can often secure more competitive rates than individual banks. Their team is particularly skilled with FHA and VA loans, and they're known for their educational approach, helping borrowers understand all available options in the challenging coastal California market.