Top 3 Mortgage Lenders in Douglas Flat

Sierra Pacific Mortgage is a highly-rated regional lender with deep roots in the Sierra Nevada foothills, serving Calaveras County including Douglas Flat for over 30 years. They specialize in mountain and rural property financing, offering personalized service with local underwriters who understand the unique challenges of foothill properties. Their excellent 4.8 rating reflects exceptional customer service and expertise with well water, septic systems, and rural appraisals common in the Douglas Flat area.

U.S. Bank maintains a strong local presence in the Sierra foothills with dedicated mortgage specialists serving Douglas Flat and surrounding communities. As one of the nation's largest banks with 160 years of experience, they offer competitive rates and a wide range of loan products. Their local Sonora branch provides personalized service combined with the stability and resources of a major financial institution, making them a top choice for reliable mortgage lending in Calaveras County.

Golden 1 Credit Union is California's leading credit union with extensive experience serving the Central Valley and Sierra foothills, including Douglas Flat residents. While based in Sacramento, they actively serve Calaveras County with competitive member rates and exceptional customer service. Their 4.7 rating reflects strong member satisfaction, and they offer special programs for first-time homebuyers and competitive construction loans ideal for the Douglas Flat area's property types.