Top 3 Mortgage Lenders in El Dorado

Golden 1 Credit Union is one of California's largest and most trusted credit unions, serving El Dorado County residents with exceptional mortgage services. They consistently receive high marks for competitive rates, personalized service, and local underwriting expertise. Their strong community presence and member-focused approach make them a top choice for homebuyers seeking both competitive pricing and outstanding customer experience throughout the mortgage process.

Five Star Bank has deep roots in El Dorado County with multiple branches serving the local community. They specialize in understanding the unique real estate market of the Sierra foothills and offer specialized construction and lot loans perfect for the El Dorado area. Their local decision-making and community banking approach provide borrowers with personalized attention and competitive mortgage products tailored to the region's specific needs.

Guild Mortgage's Placerville branch has established an outstanding reputation for serving El Dorado County with exceptional mortgage expertise. They consistently receive perfect ratings from clients for their responsive service, extensive loan options, and deep knowledge of rural and mountain property financing. As a national lender with strong local presence, they offer the best of both worlds - extensive product options combined with personalized, local service from mortgage professionals who understand the unique aspects of El Dorado real estate.